1. What is the cost of your counseling and debt relief consultations? 2. What kinds of debt can be put in a Debt Relief Program? 3. How do I get started with your Debt Relief Program? 4. How will your Debt Relief Program affect my credit or credit score? 5. Is my information kept confidential? 6. How does a Debt Relief Program differ from Chapter 13 bankruptcy? 7. What exactly is Debt Consolidation? Q. What is the cost of your counseling and debt relief consultations?
A. Our counseling sessions and debt relief consultations are completely free. You will be contacted by up to 3 separate debt counselors that will provide you with a free analysis to help assess your financial situation and determine your best options. The benefit of receiving 3 different offers is so that you can choose the absolute best option for your specific financial goals. Q. What kinds of debt can be put in a Debt Relief Programs?
A. Our Debt Relief Programs can help you with unsecured debts such as credit cards, department store cards, medical bills, signature loans, and many different types of collection accounts. Q. How do I get started with your Debt Relief Program?
A. The fastest way to get started is to fill out the short application located here - APPLY NOW. Debt Relief Counselors are available to assist you seven days a week. Once you are contacted by up to 3 separate debt counselors you will be able to choose the best debt relief option that suites your needs, or choose none at all - the choice is completely yours. We offer these consultations absolutely free with no obligation to you. Q. How will your Debt Relief Program affect my credit or credit score?
A. While you are involved in a debt relief program, some creditors may contact the credit bureaus and put a notation on your report indicating that you’re going through some type of credit counseling. This is a neutral notation that does not affect your credit score, which is what most lenders use to determine creditworthiness. How individual creditors view this notation varies. The notation is usually removed when you complete or terminate the program and, if it is not, you may contact the credit bureaus to have the inaccurate information removed. We recommend that you review your credit report, upon completion/termination of the program, to ensure that all information is being accurately reported. A handful of creditors will report, or continue to report, an account in a debt management plan as delinquent, until the balance is paid-in-full. This could have a negative impact on your credit. All of this, of course, can be corrected using our Credit Repair Program. Q. Is my information kept confidential?
A. Yes. CreditErasers.com™'s privacy policy pledges that client information will be strictly safeguarded and stored in a safe manner at our office. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information and will not disclose information to anyone except those persons authorized by you. Q. How does a Debt Relief Program differ from Chapter 13 bankruptcy?
A. Debt Relief Programs are completely voluntary for you and your creditors. Filing a Chapter 13 bankruptcy may release some of the debts owed to creditors. Debt Relief Programs provide complete payback to the creditors of your outstanding debt. Subsequently, creditors look more positively at a Debt Relief Program since it can help prevent their customers from filing bankruptcy, which should only be considered as a last resort since it has the most negative effect on your credit history. Q. What exactly is Debt Consolidation?A. In the most simple of terms, a debt consolidation loan is the taking out of one loan to pay off other loans. As a result, the interest rate on the new loan is often lower, thus enabling you to make smaller, more manageable payments. Your debt level will go down, and you can have more money available each month, with the ultimate goal of being debt free. Take the steps necessary to get yourself out of debt TODAY! Fill out this brief application and get contacted right away by up to 3 separate professional debt counselors for a FREE, no-obligation consultation.
| 
