1. How can I get a copy of my credit report? 2. Can I get a copy of my credit report online? 3. How long can derogatory information remain on my credit report? 4. If my credit is in bad shape currently, do I have to wait for all of the negative information to fall off before I can obtain new credit or loans? 5. Why is it bad for me to keep applying for each credit card offer I receive? 6. How can I get collection agencies to stop harassing me? 7. Should I use a professional credit repair agency to fix my credit for me? 8. How does CreditErasers.com's - Credit Repair Program price compare with that of other credit repair companies & agencies? 9. Does CreditErasers.com guarantee that 100% of derogatory information will be removed from all of their customer's credit reports? 10. How difficult is it to remove a bankruptcy from my credit report? 1. How can I get a copy of my credit report? When you start your credit repair you can get a copy of your credit report by contacting each of the 3 major credit bureaus directly and asking them to mail you a copy of your report. Contact information for the credit bureaus is available on our Contact CreditErasers.com page. Normal cost for a credit report can range from $8.50 up to $13 depending on the state you live in and whether you want to receive your FICO scores along with your credit reports. There are ways you can obtain copies of your credit reports for FREE, which are covered in our credit repair program. 2. Can I get a copy of my credit report online? Yes, you can. You can order your credit report online within seconds - here. 3. How long can derogatory information remain on my credit report? Most negative information can remain on your credit report anywhere from 7 to 10 years, if you do nothing about it. Normal information, like late payments, collection accounts and charge off's will stay for 7 years, while bankruptcies and foreclosures will remain for 10 years. 4. If my credit is in bad shape currently, do I have to wait for all of the negative information to fall off before I can obtain new credit or loans? No. Credit repair and credit rebuilding can be done quickly with the right procedures and a little perseverance. CreditErasers.com has compiled all the information you need to legally repair and rebuild your credit, the legal way, so you can get back on track and living the life your family deserves. Even before you begin your credit repair, CreditErasers.com will give you access to resources where you can obtain credit, loans and even mortgages - even with bad credit. 5. Why is it bad for me to keep applying for each credit card offer I receive? Applying for too many credit cards can be damaging to you as well. The reason is that each time you apply for credit, an inquiry will be placed on your credit report. To other companies, too many inquiries will make it look as though you are desperately searching for credit or money from every resource you can. Companies will then be more likely to turn you down because of fear that you will be unable to pay back the loan/credit because of too many open obligations. The same can be said for too many open lines of credit. It is much wiser to have only a few open credit cards at a time, or to apply for only the credit cards which guarantee you approval. CreditErasers.com - Credit Repair Program will outline for you the number of times you can safely have your credit checked without it harming your FICO scores and how to safely handle the debt you now have. 6. How can I get collection agencies to stop harassing me? Very easily! Collection agencies must abide by strict laws which are outlined in the Fair Debt Collection Practices Act. The law specifically states exactly how far the collection agencies can go, and when they must stop contacting you at your request. Find out how in complete detail in our credit repair program. 7. Should I use a professional credit repair agency to fix my credit for me? Absolutely not. "Professional" credit repair agencies cannot do anything for you that you cannot do for yourself. The same techniques that they use are the same exact tools outlined in our credit repair program. Not only that, but they can charge you hundreds (to thousands) of dollars to do what you can do for under $30. The best person to fix your credit is you! 8. How does CreditErasers.com's prices compare with that of other credit repair companies & agencies? See for yourself. Again, credit repair agencies can charge hundreds (to thousands) of dollars to repair your credit for you. Why spend this kind of money when you can do the same thing yourself for less than what is would cost for you to treat someone to a movie & popcorn! Do not trust companies that claim to have your best interests in mind while they suck your wallet dry. CreditErasers.com prides itself in providing you with the most accurate & legal information available to repair your credit at a wonderful value! 9. Does CreditErasers.com guarantee that 100% of derogatory information will be removed from all of their customer's credit reports? No. Credit repair is not magic. We are not trying to say you will have perfect credit overnight, and no credible company would say otherwise. There simply are some things that cannot be removed from credit reports. CreditErasers.com does have a 100% satisfaction guarantee, though. We guarantee we will improve your credit and that if you utilize the information in our program to its fullest extent and are not satisfied with the results, we will refund your money - no questions asked. 10. How difficult is it to remove a bankruptcy from my credit report? A lot easier than you would think. Please see our Credit News page for more info. | 
